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Take Advantage of Loan Pre-Qualification
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The Advantages |
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Know how much house you can afford. |
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Know how much cash you will need for the down payment. |
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Simplifies pre-approval. | | |
A number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification.
As your agent, I will help you pre-qualify. Items considered when pre-qualifying for a mortgage loan include:
- Employment History
- Credit History and Scores
- Monthly Income and Expenses
With my knowledge of the mortgage market, I'll help you make an informed decision as to the type of loan you'll want. There are many different types of loans to consider - FHA, VA, Conventional and even Bad Credit Loans. We'll find the best loan for your situation.
Have your lender give you a pre-qualification letter or pre-approval letter and have them email me a copy. I will need a copy of your pre-qualification letter or pre-approval letter in my file. Many sellers will require this letter before allowing you to see their home and I will need this letter to accompany any offer you want to submit on a property you wish to purchase.
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